NOBLE HILL PLANNING IS A FLAT FEE FINANCIAL ADVISOR
What You Pay
Our annual fee for advisory services is $9,600 ($2,400 per quarter). While the vast majority of new clients will pay the fees above, we may need to charge a slightly higher fee for very large ($5,000,000+) investment portfolios or very complex financial situations. In most cases, the additional fee will not exceed $1,200 per year. The ongoing fee covers all services related to retirement planning, tax planning, and investment management. Ongoing fees will adjust for inflation at regular intervals, likely every two years.
We also charge a one-time fee around $500-$1,000 for the initial work on account set up and transfer, but will waive this fee on a case-by-case basis.
Integrated tax preparation services are available through our partner firm for an additional fee.
What You Get
| Product Salesperson |
1% AUM Advisor |
Noble Hill Planning |
|
|---|---|---|---|
| Sensible fees | X | ? | ✔ |
| Evidence-based investing | X | ? | ✔ |
| Holistic retirement planning | ? | ? | ✔ |
| Fiduciary duty | No | Depends | ✔ |
| Integrated tax planning | ? | ? | ✔ |
| Tax preparation | X | ? | Noble Hill Tax |
Charitable giving strategies | ? | ? | ✔ |
| Insurance review | ? | ? | ✔ |
| Estate planning review | ? | ? | ✔ |
| Social Security analysis | ? | ? | ✔ |
| Healthcare planning | ? | ? | ✔ |
| Limited clients + high-touch service |
X | X | ✔ |
Our Process
Learn
We conduct a full discovery and learn as much as we can about your core values, goals, and financial situation.
Plan
We produce an initial financial and investment plan and then sit down with you to gather feedback and validate assumptions.
Implement
Once we know where you are and where you want to go, we get to work on moving forward.
Maintain
We monitor your financial plan, investments, and tax situation throughout the year to keep things in proper working order.
Review & Update
We generally meet with clients two times per year to check in and review how things are going. We will also work with you to regularly update your financial and investment plan.